Economic activity picks up but headwinds loom Employment and population growth are continuing to support the economy despite the pressure from inflation and interest rates, but there are warnings of potential headwinds from the primary sector. Air NZ and […]
For a small business owner, managing finances can be a daunting task. Keeping track of expenses, payments, and cash flow can be overwhelming, especially if you’re dealing with debt too. A business loan, line of credit or a business credit […]
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It seems like the perfect storm has hit, with rising interest rates and inflation soaring. As a result, households are dealing with higher borrowing costs, leaving them with less disposable income to spend. And that means businesses are feeling […]
Retirement is a significant milestone that brings with it the need for careful planning and financial security. A well-planned retirement ensures that you can maintain your desired lifestyle without worrying about running out of money. One of the key components […]
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New Zealanders face rising living costs with many changes kicking in from 1 July Several tax cuts and subsidies have ended in New Zealand from 1 July, including the end of the fuel-tax discount and half-price public transport for those […]
As a small business owner, you know that managing your finances is crucial to the success of your business. But with so many accounting principles and practices out there, it can be challenging to know where to start. That’s where […]
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2023 is expensive. The cost of living is higher than ever, interest rates keep rising, and it keeps getting harder to stay afloat, let alone get ahead. As a result, carrying debt has become commonplace. But, with the challenges of […]
Read More… from 6 tips to paying down your personal debt in 2023
Inflation has ballooned worldwide in recent months, and there’s no question that small businesses are feeling the pinch. Supplies cost more, employees are hard to find, and your profits are shrinking. It’s undoubtedly challenging, but you can weather the storm […]
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The holiday season is without a doubt the busiest time of year for many retail businesses. It’s a great opportunity to showcase all that you have to offer and bring in new products to see how they do. But, the […]
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More price increases expected in 2023 Retail New Zealand said this week that there is no end in sight for rising prices due to inflation. The increases are expected to continue well into next year and affect everything from […]
Why are interest rates raised in times of inflation? Newshub created an explainer for why central banks raise interest rates when runaway inflation strikes. But do these rate hikes really work? Find out here. How volatile economic conditions around the globe […]
As a parent, you may worry about how to ensure your child can receive a post-secondary education. Costs are constantly rising, and you may face high tuition fees as well as cost of living expenses if your child has to […]
When you think of financial planning, you probably imagine ways to increase your wealth, such as making a budget, reviewing what’s coming in and going out, and creating a plan for how to make the most of your money. You […]
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There comes a time for every small business to raise their prices. While it may seem scary, remember that it’s your job to keep prices fair, both for you and your customers. That means you have to charge prices that […]
It seems that every news outlet is sounding the alarm about high inflation these days. While it might sound like it’s time to panic, you don’t have to. With a few adjustments, you can handily fight off inflation and possibly […]
Whether it’s for personal use or for your business, cash flow is important. The movement of money in and out keeps everything running smoothly, and you have to know where you stand. But what if it seems that your cash […]
Complaints are an unfortunate part of running a business, but they do happen. No matter how hard you work to please your clients, eventually someone will have something negative to say. However, with the right approach, you can turn complaints […]
When it comes to your finances, it’s a good idea to check in on your progress periodically, to see if any adjustments to your budget or changes in your habits are necessary. Even if you’ve set your budget for the […]
Predictions for the budget centred on inflation, the cost-of-living crisis and climate change, narratives that the Government isn’t doing enough to help the “squeezed middle”, and business sectors signalling they are still trying to recover from blows dealt by the […]
Virtually everyone can use a savings account to help build up their wealth, but with so many options available, how do you pick the best savings account for you? The number of options available might make it more difficult to […]
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